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  • Personal Finance Carnival #63

    Posted by Frugal on August 27th, 2006

    This is the first time that I host PF carnival at 1stMillionAt33. Thanks to Flexo at Consumerism Commentary for giving me this chance to host PF carnival #63. If you’re first time here on my site, you can take a look at my SiteMap on the right column, or any categories that you like at the left column.

    Before I start giving you the carnival, I just want to inform everyone that Sharon at The Frugal Duchess is starting her Friday Spotlight to take guest articles from everyone on her blog. Since she writes a weekly column in Miami Herald, had been a stringer for People Magazine, be sure to submit some quality article (on frugal living/finance) to her. Just maybe your article or blog may appear in the off-line world.

    Okay, here are all of the 48 submissions for this week of PF carnival, categorized and listed by the submission order within each category. I added a short comment or summary for each submission for the benefit of readers.

    —- RED entries had more votes than others. Voting results are closed now. —-
    I also added a poll on the right column for anyone to vote. The number in front of the post always correspond to the number in the polling. Sorry that there is a little bit out-of-order numbering, for the sake of categorization. You’re allowed to vote multiple times on any number of articles that you like (and please do vote). I have given every article 1 vote as a host of this carnival, and I also added 1 additional vote for the articles that I like. Readers can use it as a reference for a guide to read the articles. Unfortunately, I couldn’t make the poll to be tampered-proof, without allowing multiple votes on different articles. Bloggers, you’re welcomed to add 1 vote to your own article, but if I see too many votes on the same article from the same IP address, I will block that IP for the future.
    —————————————————

    Also, just a word of caution, votes only serve as a guide, but not necessarily the best articles that you will like since everyone’s personal preferences are different. I will leave the poll there for 1 to 2 weeks, and then I will collect the results, and update this post with the yet-to-be determined top posts information. But if I detect that the poll result is likely to be tampered, with any one or two articles getting way too many votes, I will scratch all voting results.

    Okay, here you go (enough of the polling. Not sure if it’s a stupid idea.):

      Misc. Personal Finance

    1. By Mmm… life… : Get Rich Quick!. A commentary on the opposite effects of get-rich-quick.
    2. By Debt Free: The Three Strategies to Maximize Your Financial Success. The basics on how to achieve financial success.
    3. By Consumerism Commentary: Selling My Books on eBay: Probably Not Worth It. Interested in the Doctor. Who books? Ebay is sucking blood out of the sellers again.
    4. By Getting Out of Debt: Personal Finance: Making Difficult Decisions. Really tough choice made by this supermom for her vacation. I can’t imagine how I can be that brave to do the same thing and teach my kids.
    5. By Aridni: Financial bloggers losing focus. Less counting pennies, but more money-generating ideas.
    6. By My Money Forest: Basic Personal Finance Articles. A good collection of articles on how to handle your finance & how to invest.
    7. By My Financial Awareness: Feel Guilty about Your Finances? Good advices on taking responsibility for your finances, and separate it from guilt or love for that matter.
    8. By Roth & Company Tax Update: Bad Timing, Foot Fault Leads To Tax Debacle For Solv-Ex Exec. Lessons for stock gain tax planning. An example from an energy executive getting a margin call.
    9. By No Credit Needed Blog: 10 Steps For Personal Finance Organization. If you don’t have your personal finance scheme works out, check out this post.
    10. By No Credit Needed Podcast: No Credit Needed Podcast Episode 23. Episode #23….Sorry, I haven’t heard any Podcast before. You’d better listen to it yourself.
    11. By No Credit Needed Network: Highlights From This Week’s NCN Network Members. A highlight from the best PF posts in NCN network.
      Saving Tips

    1. By Leahey.org: How I Saved Hundreds Per Month (Part I). Lots of money saving tips for you.
    2. By The MotherLoad: Aldi Supermarket: Price Sheets & Store Information. A truly comprehensive prices for anyone too lazy to go to the store.
    3. By Get Rich Slowly: A College Education for $10 a Course. Good tips on how you can learn some college-level courses for cheap. JD, you’re making me to really miss school. To all the college and school kids, enjoy the best learning time while you can.
    4. By FIREFinance – Financial Independence Retire Early: Research – From Junk to Joy! A super-easy way to trade your junk electronics for cash.
    5. By Frugal Duchess: 10 Luxe-for- Less Vacation Tips. Great tips for any end-of-summer travelling tips.
      Career/Job

    1. By Young and Broke: How to make it. Great advices for anyone who are starting out on their jobs.
    2. By Free Money Finance: Which is More Important — A High Starting Salary or Higher Average Salary Increases? Math doesn’t lie. Check out the numbers for yourself.
    3. By It’s Just Money: Ways your personal life can hurt your professional life, or Don’t Be Tom Cruise. Advices on how to stay out of trouble on your job.
    4. By Entrepreneur’s Journey: Pricing Points, Perceived Value And How To Make More Money Per Sale. A personal and interesting experience on how to do pricing for his online editorial business.
      Retirement

    1. By Hill’s Personal Finance: Pension Protection Act of 2006. A really good summary on the latest changes in pension.
    2. By Accumulating Money: Affluent Baby Boomers Ready To Retire With No Retirement Plan. Very good action plan for anyone who has no retirement plan yet.
    3. By Simran Gill: Personal Finance and Simulation Modelling. Using Monte Carlo simulation to project a future networth.
    4. By Investing Guide: Roth 401(k) status now permanent. Check out the Roth 401k benefits compared to regular IRA.
      Insurance

    1. By Blueprint for Financial Prosperity: Effects of Changing Personal Insurance Details on Premiums. Tips on how different parameters will change your premium on auto insurance.
    2. By InsureBlog: $680,000 and Counting. A sad story, but a BIG warning for anyone who doesn’t have medical insurance.
    3. By Chrees’ World: Is your home underinsured? A good list of questions to go through to make sure you’re not under-insured.
      Budgeting

    1. By Getting Finances Done: How to create a zero based budget. A very detailed guide on how to create your budget.
    2. By Taking Control Over Money: What Do You Spend Your Money On? Good advices on examining spending/expenses and coming up with a budget. You can download Quicken categories to help making your budget.
      Consumption-related

    1. By Frugal Wisdom from Wenchypoo’s Warehouse: The “Con” in Lexicon. Discussion on marketing words for your emotion.
    2. By Free the Drones PF Blog: Dysfunctional Financial Personality #4 – The Emotional Spender. Tips on how to cope as an emotional spender.
    3. By Frugal Wisdom from Wenchypoo’s Warehouse: My Big Fat Inanimate Object. Discussion on America’s consumerism on homes.
    4. By Money and Values: Locally-Owned Businesses Vs. Corporate Chains. I fully agreed with Penny Nickel. I try to do the same thing to let my dollars stay locally.
    5. By Mapgirl’s Fiscal Challenge: Patient Advocacy: Are you getting your money’s worth at the doctor’s office? Tips on how to get your money worth when seeing the doctors.
    6. By FiveCentsNickel.com: Dish Network Customer Service Still Sucks. If you are thinking of getting Dish-network service, definitely read this article.
    7. By AmericanInventorSpot.com: War of the Off Brand Sodas. A cool article on different off-brand sodas at many stores.
      Real Estate

    1. By Mad Kane’s Humor Blog: Hapless Home Buyer’s Guide. A step-by-step home buying guide with humor.
    2. By The Finance Journey: Lessons Learned From Selling For Sale By Owner. Learn from his mistakes on FSBO.
    3. By Bouncing Back: The Greatest Real Estate Tool Ever (Part 1). A tool guide on a real estate website.
    4. By “D”igital Breakfast: Foreclosure Investing – A Look At Essex County. Foreclosure investing in action. Lots of notices.
    5. By Queercents: Maintaining a Lifestyle of Conformity. A commentary on master-planned community.
    6. By The Mortgage Reports Blog: Competing for sales in the Chicago condo market. A good local study on the under/cross-currents in rental, resale and new home markets.
      Investing

    1. By Stock Market Beat: Semiconductor Sucker’s Rally. Maybe you’re right, but I kind of like to keep my head buried in the sands.
    2. By Start an Online Business – Tips and Advice: Savings Vs. Investing. Good advices on when to save and when to invest.
    3. By The Dividend Guy Blog: Banks as Investments – Works for Me. Investing in canadian banks should be okay due to natural resource development, in my personal opinion.
    4. By No Limits Ladies: Shopping For Stocks. A comparison between buying stocks & other goodies.
    5. By Financial Options: The Week Ahead: Your Financial Roadmap for August 28 to September 1, 2006. Economic data releases and earning reports in next week.
    6. By The Real Returns: Thoughts About Earnings. A lot of thoughts from an investor looking forward.
      Last submissions after I published the carnival prematurely (SORRY)

    1. By Frugal Duchess: 10 Luxe-for- Less Vacation Tips. Great tips for any end-of-summer travelling tips.
    2. By My Financial Awareness: Feel Guilty about Your Finances? Good advices on taking responsibility for your finances, and separate it from guilt or love for that matter.
    3. By Roth & Company Tax Update: Bad Timing, Foot Fault Leads To Tax Debacle For Solv-Ex Exec. Lessons for stock gain tax planning. An example from an energy executive getting a margin call.
    4. By No Credit Needed Blog: 10 Steps For Personal Finance Organization. If you don’t have your personal finance scheme works out, check out this post.
    5. By No Credit Needed Podcast: No Credit Needed Podcast Episode 23. Episode #23….Sorry, I haven’t heard any Podcast before. You’d better listen to it yourself.
    6. By No Credit Needed Network: Highlights From This Week’s NCN Network Members. A highlight from the best PF posts in NCN network.
    7. By FiveCentsNickel.com: Dish Network Customer Service Still Sucks. If you are thinking of getting Dish-network service, definitely read this article.
    8. By AmericanInventorSpot.com: War of the Off Brand Sodas. A cool article on different off-brand sodas at many stores.
    9. By The Mortgage Reports Blog: Competing for sales in the Chicago condo market. A good local study on the under/cross-currents in rental, resale and new home markets.
    10. By Investing Guide: Roth 401(k) status now permanent. Check out the Roth 401k benefits compared to regular IRA.
    11. By Entrepreneur’s Journey: Pricing Points, Perceived Value And How To Make More Money Per Sale. A personal and interesting experience on how to do pricing for his online editorial business.

    My apology to the late posts but made the deadline. I listed your posts twice to make up your lost 10 hours in the spotlight.

    Hope you have enjoyed reading these articles. Next week PF carnival will be hosted at Aridni, another great PF blog.


    More related posts:
  • Money Carnivals 1/29/07 to 2/4/07 Part II
  • Great Carnivals This Week

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    26 Responses to “Personal Finance Carnival #63”

    1. jim Says:

      I voted on one to see what would happen… you should re-order based on the voting, that’d be cool.

    2. frugal Says:

      Jim,

      If you can tell me how easily, I will do it right away. Just got Democracy plugin to work recently on my site. And boy, PF carnival is getting so big that it’s taking many hours to do a good hosting. I am truly exhausted at this point.

      frugal

    3. prlinkbiz Says:

      Thanks for getting us in so last minute- it’s a lot of work I know!

    4. Tim Says:

      Good job with the Carnival. I like the voting idea but it should be one vote per person. I like the reorder idea based on votes too.

    5. frugal Says:

      Alright, I just put in the late entries after I posted early by 2 hours. And just about now, I added the 1 additional vote for the articles that I like after I put in the additional late entries.

      I think there are plenty of good articles. That was the reason that I did not want to limit 1 vote per person. You can vote on as many good articles as you like.

      Yeah, next time I will try to sort the results. I still need to learn my PHP coding to do that.

      And sorry about making the numbering a little messy. But I think categories are very important information. Without even a category, I don’t know how anyone can possibly go through a 47 entries of PF carnival. It would be as good as nothing.

    6. frugal Says:

      Make it 48 total. PF carnival is getting quite crowded indeed.

    7. Guillermo Says:

      Hello Frugal,

      Great job with the carnival, I didn’t find a way to notify you of a trackback so I will leave it as a comment. Keep up the good work on your blog!

      -Guillermo Puyol
      TurnIdeasIntoCash.blogspot.com

      Trackback: The Personal Finance Carnival #63 is out!

    8. frugal Says:

      Sorry. My blog is WP-based. All of my posts are trackback-able by adding “/trackback/” after the article URL. I just found the trackback info too bulky and had removed it, since every article of mine can be trackbacked easily.

      Thanks for your compliment.

    9. hgstern Says:

       
      Great job, Frugal! I agree about the categories: it’s always helpful to have context.

      Thanks for hosting!
       

    10. InsureBlog Says:

      A Rainy Money Monday……

      The bad news is, it’s gray, wet and ugly here in southwestern Ohio this morning. The good news is that Frugal at My 1st Million (at 33!) is hosting this week’s edition of the Carnival of Personal Finance. He’s collected, collated, and organized almo…

    11. Dane Carlson Says:

      Excellent work on the Carnival!

    12. The Finance Journey Says:

      Carnivals and Questions…

      Linktified for your pleasure:
      The Carnival of Real Estate is up at TheLandlordBlog.com.  Lots of great real estate articles.
      The Carnival of Personal Fiance #63 is up at My1stMillionAt33.com.  Vote for me!
      The Question of the Day at MoneyAndValues as…

    13. Steve Mertz Says:

      Great job and thanks for hosting!

    14. Carnival of Personal Finance Says:

      Carnival of Personal Finance #63…

      The latest Carnival of Personal Finance was posted last night by Frugal at My 1st Million at 33. Frugal added a poll in which readers can vote on their favorite article, so take a look and share your opinion.
      Next week’s Carnival of Personal F…

    15. mapgirl Says:

      Thanks for hosting, Frugal! I liked the categories you picked out as well. I wonder if we should get Flexo or Conservative Cat to add a selection for categorizing on the carnival submission form? Now there’s a good idea. Too bad there isn’t a million dollars to be made from it! ;-)

    16. frugal Says:

      Thanks Mapgirl,

      I think if when submitting the post, all bloggers
      1. add the name of the category (selected from some pre-defined categories).
      2. add a default summary sentence

      that will help the host a lot.

      On the summary sentence, the host can choose to use it or not, or edit it. And the sentence must be summary-only for the benefit of the host, and cannot be used for any tricky wordings for getting more click-thrus. This will prevent too creative “summary”. Any comments/summary for the article should be determined by the host.

    17. Flexo Says:

      I must have been reading your mind… I added some categories to the Carnival form earlier today. I don’t bother suggesting the Conservative Cat form anymore… but often, submitters troll the forms looking for Carnivals to submit to rather than reading the blogs that feature the Carnivals.

    18. frugal Says:

      Alright, everyone. The display of the result is ordered by the number of votes now.

      Not sure if it’s good or bad. This tends to make initial random winners even better, whether they’re better or not.

      I think next time there should be a period of maybe 4 days for voting without displaying any results. Then after the initial period, the poll results can be viewed and continued to be voted too.

    19. frugal Says:

      Flexo,
      Having categories in the BlogCarnival is GREAT!!

      By the way, any carnivals or anyone needs help installing or enabling democracy plugin at their WordPress blog can email me. There are several lines of codes need to be changed to work like mine.

      And having the poll will be some more work for you, if you will add one vote for each article. It took me 48 x 3 clicks just to add 1 vote for each article, and then I also added votes for my preferences. Haven’t found the way to put in the vote number directly. If you don’t add 1 vote per each, the initial voting result will be quite biased. You will see very high percentage numbers for the random articles that got voted first.

    20. FIRE Finance Says:

      Dear 1stmillionat33 / frugal,

      We congratulate you for doing such a wonderful job with Carnival #63 of Personal Finance. Categorizing the posts and giving a brief description about each one was a great idea.

      Thanks once again for this great job and hosting !

    21. frugal Says:

      Thanks to all.

      I don’t think my job is one of the best. AllFinancialMatters and many other sites (sorry, my brain cannot pop out more names) always categorizes & also tabularized. My presentation format probably is below average, but I did read thru every submitted article to write the comments/summary.

      The only thing that I did extra is the poll for the benefit of readers. I think the more help we bloggers give to the readers, the better carnivals will become, and the more traffics to the carnivals that we will all get.

    22. Free Money Finance Says:

      Free Money Finance in Five Carnivals This Week…

      Free Money Finance is part of five carnivals this week. Here are the carnivals and my posts that were included in each: Carnival of Debt Reduction – How to Maximize Credit Card Rewards (And Why Cash-Back Cards are the Best…

    23. FIRE Finance Says:

      Carnivals-1stMillionAt33′s Carnival of Personal……

      This week’s Carnival #63 of Personal Finance was hosted by 1stMillionAt33. It was a wonderful carnival of information sharing with around 50 quality posts. Our post Research – From Junk to Joy ! was published under the category Saving Tips. In the c….

    24. Credit Consumer Counseling Says:

      Hey, just to say thank you for all the links posted here. I suggest you add articles to this site so that visitors can come and read them often.

    25. Tina Anderson Says:

      The Carnival #63 of Personal Finance was some of the most helpful information I have ever read. Thanks for writing it!

    26. Loan Arranger Says:

      This has to be one of the best formats I have seen. Spent ages looking around here. Categorizing certainly works for me. Congratulations on a great Carnival.