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	<title>Comments on: Effective Budgeting: Why Budget? (Part 1 of 3)</title>
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	<link>http://www.1stMillionAt33.com/2006/10/effective-budgeting-why-budget-part-1-of-3/</link>
	<description>A site to share my tips, tools, and humble thoughts on the journey to wealth</description>
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		<title>By: John</title>
		<link>http://www.1stMillionAt33.com/2006/10/effective-budgeting-why-budget-part-1-of-3/comment-page-1/#comment-1573</link>
		<dc:creator>John</dc:creator>
		<pubDate>Sat, 21 Oct 2006 04:39:56 +0000</pubDate>
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		<description>Yeah this year I&#039;m pretty impressed with my *plan* anyway, i&#039;ve been fully funding my hsa for 2 years and just opened a roth with full funding. and now i&#039;m getting a self-401(k) before December and funding $15,000. Then January I&#039;m funding another $10,000 to it, along with $5,000 to Roth and $3,000 to HSA, all on January 2nd. That&#039;s a plan and I have just finished a week at the job that will fund all this, and it&#039;s going well so let&#039;s hope it goes exactly as i&#039;ve planned. hmm basically my first week each month pays my expenses, and the other three fund this scheme.</description>
		<content:encoded><![CDATA[<p>Yeah this year I&#8217;m pretty impressed with my *plan* anyway, i&#8217;ve been fully funding my hsa for 2 years and just opened a roth with full funding. and now i&#8217;m getting a self-401(k) before December and funding $15,000. Then January I&#8217;m funding another $10,000 to it, along with $5,000 to Roth and $3,000 to HSA, all on January 2nd. That&#8217;s a plan and I have just finished a week at the job that will fund all this, and it&#8217;s going well so let&#8217;s hope it goes exactly as i&#8217;ve planned. hmm basically my first week each month pays my expenses, and the other three fund this scheme.</p>
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		<title>By: Dan</title>
		<link>http://www.1stMillionAt33.com/2006/10/effective-budgeting-why-budget-part-1-of-3/comment-page-1/#comment-1571</link>
		<dc:creator>Dan</dc:creator>
		<pubDate>Fri, 20 Oct 2006 22:37:19 +0000</pubDate>
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		<description>Looking forward to this series. All 5 of those points applied directly to me once I started budgeting. I would make purchase decisions based solely off of what was in my bank account, not what I could afford. Making a budget was a real eye opener.</description>
		<content:encoded><![CDATA[<p>Looking forward to this series. All 5 of those points applied directly to me once I started budgeting. I would make purchase decisions based solely off of what was in my bank account, not what I could afford. Making a budget was a real eye opener.</p>
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		<title>By: Baddriver</title>
		<link>http://www.1stMillionAt33.com/2006/10/effective-budgeting-why-budget-part-1-of-3/comment-page-1/#comment-1569</link>
		<dc:creator>Baddriver</dc:creator>
		<pubDate>Fri, 20 Oct 2006 20:28:06 +0000</pubDate>
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		<description>Great start, can&#039;t wait for the next two parts.  I&#039;m with you 100% as I had a savings epiphany about a year and a half ago after reading two books:

&lt;a href=&quot;http://www.amazon.com/Affluenza-All-Consuming-Epidemic-John-Graaf/dp/1576751996/sr=8-2/qid=1161375906/ref=pd_bbs_2/102-6921987-8333731?ie=UTF8&amp;s=books&quot; rel=&quot;nofollow&quot;&gt;Affluenza by John De Graff&lt;/a&gt;

&lt;a href=&quot;http://www.amazon.com/Your-Money-Life-Relationship-Independence/dp/0140167153/ref=ed_oe_p/102-6921987-8333731?ie=UTF8&quot; rel=&quot;nofollow&quot;&gt;Your Money or Your Life by Dominguez and Robin&lt;/a&gt;  This one is available used for 1 cent, or free from your library.</description>
		<content:encoded><![CDATA[<p>Great start, can&#8217;t wait for the next two parts.  I&#8217;m with you 100% as I had a savings epiphany about a year and a half ago after reading two books:</p>
<p><a href="http://www.amazon.com/Affluenza-All-Consuming-Epidemic-John-Graaf/dp/1576751996/sr=8-2/qid=1161375906/ref=pd_bbs_2/102-6921987-8333731?ie=UTF8&amp;s=books" rel="nofollow">Affluenza by John De Graff</a></p>
<p><a href="http://www.amazon.com/Your-Money-Life-Relationship-Independence/dp/0140167153/ref=ed_oe_p/102-6921987-8333731?ie=UTF8" rel="nofollow">Your Money or Your Life by Dominguez and Robin</a>  This one is available used for 1 cent, or free from your library.</p>
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