Comments on: Why Stocks Are A Bargain (According to Kiplinger’s)? http://www.1stMillionAt33.com/2007/04/why-stocks-are-a-bargain-according-to-kiplingers/ A site to share my tips, tools, and humble thoughts on the journey to wealth Sun, 02 Oct 2011 19:26:45 +0000 hourly 1 http://wordpress.org/?v=abc By: Frugal http://www.1stMillionAt33.com/2007/04/why-stocks-are-a-bargain-according-to-kiplingers/comment-page-1/#comment-2679 Frugal Tue, 03 Apr 2007 08:29:44 +0000 http://www.1stMillionAt33.com/2007/03/why-stocks-are-a-bargain-according-to-kiplingers/#comment-2679 Shadox, Thanks for your correction. I was probably sleeping when I typed that. Yes, there may be 3 periods of 20 years, if you add 60 to 80. But due to the standard deviation in stocks, I think it's probably a safer practice to keep more bonds, especially you will be withdrawing from your investment. That factor can wreck your entire portfolio when you need to keep your money in the market most. The best years are probably just 20 years within 20 to 60 years old timeframe, because there probably will be some 20 years during which you can't save much due to a young age yourself or kids growing up. Shadox,

Thanks for your correction. I was probably sleeping when I typed that.
Yes, there may be 3 periods of 20 years, if you add 60 to 80. But due to the standard deviation in stocks, I think it’s probably a safer practice to keep more bonds, especially you will be withdrawing from your investment. That factor can wreck your entire portfolio when you need to keep your money in the market most.

The best years are probably just 20 years within 20 to 60 years old timeframe, because there probably will be some 20 years during which you can’t save much due to a young age yourself or kids growing up.

]]> By: Frugal http://www.1stMillionAt33.com/2007/04/why-stocks-are-a-bargain-according-to-kiplingers/comment-page-1/#comment-2678 Frugal Tue, 03 Apr 2007 08:22:34 +0000 http://www.1stMillionAt33.com/2007/03/why-stocks-are-a-bargain-according-to-kiplingers/#comment-2678 LAMoneyGuy, Listening to opposing view is very important, even from a crazy person. Sometimes, they may just be right. Kiplingers overall is pretty good. LAMoneyGuy,
Listening to opposing view is very important, even from a crazy person. Sometimes, they may just be right. Kiplingers overall is pretty good.

]]> By: Shadox http://www.1stMillionAt33.com/2007/04/why-stocks-are-a-bargain-according-to-kiplingers/comment-page-1/#comment-2677 Shadox Tue, 03 Apr 2007 07:02:51 +0000 http://www.1stMillionAt33.com/2007/03/why-stocks-are-a-bargain-according-to-kiplingers/#comment-2677 I am guessing you meant to say that stocks have a larger standard deviation than bonds when it comes to returns (and not the other way around). With respect to the time you can afford to wait for stock market returns to pick up: (i) you make some good points; (ii) even when you are in retirement you should keep a considerable part of your portfolio in stocks, so in reality you will likely experience about 3 20 year periods over your investing life. Also, everyone acknowledges that stocks are indeed a long term investment. That is one of many reasons I consider stock picking to be an unwise thing to do. I am guessing you meant to say that stocks have a larger standard deviation than bonds when it comes to returns (and not the other way around).

With respect to the time you can afford to wait for stock market returns to pick up: (i) you make some good points; (ii) even when you are in retirement you should keep a considerable part of your portfolio in stocks, so in reality you will likely experience about 3 20 year periods over your investing life.

Also, everyone acknowledges that stocks are indeed a long term investment. That is one of many reasons I consider stock picking to be an unwise thing to do.

]]> By: LAMoneyGuy http://www.1stMillionAt33.com/2007/04/why-stocks-are-a-bargain-according-to-kiplingers/comment-page-1/#comment-2673 LAMoneyGuy Mon, 02 Apr 2007 15:11:58 +0000 http://www.1stMillionAt33.com/2007/03/why-stocks-are-a-bargain-according-to-kiplingers/#comment-2673 Glassman has been a columnist for Kiplingers for over a year now. I almost cancelled my subscription when I first saw that. He skirts around the things that he wrote in "Dow 36,000" but he clearly says in October 1999, that the Dow will get there sooner than later. I didn't cancel for two reasons. 1) they have other good articles and writers. 2) I don't want to stop listening to opposing opinions. Glassman has been a columnist for Kiplingers for over a year now. I almost cancelled my subscription when I first saw that. He skirts around the things that he wrote in “Dow 36,000″ but he clearly says in October 1999, that the Dow will get there sooner than later. I didn’t cancel for two reasons. 1) they have other good articles and writers. 2) I don’t want to stop listening to opposing opinions.

]]>