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	<title>Comments on: Hacking Your FICO Score</title>
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	<link>http://www.1stMillionAt33.com/2007/06/hacking-your-fico-score/</link>
	<description>A site to share my tips, tools, and humble thoughts on the journey to wealth</description>
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		<title>By: deanna</title>
		<link>http://www.1stMillionAt33.com/2007/06/hacking-your-fico-score/comment-page-1/#comment-5548</link>
		<dc:creator>deanna</dc:creator>
		<pubDate>Tue, 17 Nov 2009 22:02:27 +0000</pubDate>
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		<description>If someone could advise me on how I can improve my credit score I would greatly appreciate it. My credit score is 400 something. Sucks. I have raised three children by myself and at times found it very difficult to feed them. Because of my financial difficulties, my credit score sucks. I want to buy a house but unless I have the full amount of the house I am shit out of luck. Can someone help me?</description>
		<content:encoded><![CDATA[<p>If someone could advise me on how I can improve my credit score I would greatly appreciate it. My credit score is 400 something. Sucks. I have raised three children by myself and at times found it very difficult to feed them. Because of my financial difficulties, my credit score sucks. I want to buy a house but unless I have the full amount of the house I am shit out of luck. Can someone help me?</p>
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		<title>By: William Nesselrotte</title>
		<link>http://www.1stMillionAt33.com/2007/06/hacking-your-fico-score/comment-page-1/#comment-3301</link>
		<dc:creator>William Nesselrotte</dc:creator>
		<pubDate>Thu, 13 Sep 2007 20:43:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.1stMillionAt33.com/2007/06/hacking-your-fico-score/#comment-3301</guid>
		<description>Can someone help me?
My name is William Nesselrotte, I live in Forest City, NC.  My ss# is 276847696, birth date is 10-26-87.

I need someone to remove a medical bill from my credit file.

Thanks,
Willy.</description>
		<content:encoded><![CDATA[<p>Can someone help me?<br />
My name is William Nesselrotte, I live in Forest City, NC.  My ss# is 276847696, birth date is 10-26-87.</p>
<p>I need someone to remove a medical bill from my credit file.</p>
<p>Thanks,<br />
Willy.</p>
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		<title>By: fin_indie</title>
		<link>http://www.1stMillionAt33.com/2007/06/hacking-your-fico-score/comment-page-1/#comment-2995</link>
		<dc:creator>fin_indie</dc:creator>
		<pubDate>Sun, 10 Jun 2007 13:37:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.1stMillionAt33.com/2007/06/hacking-your-fico-score/#comment-2995</guid>
		<description>Wonder how this affects services like Prosper.com, where credit score is everything.  I&#039;ve always looked at those top tier &quot;AA&quot; grades that are asking for the max $25,000 loan with huge skepticism.</description>
		<content:encoded><![CDATA[<p>Wonder how this affects services like Prosper.com, where credit score is everything.  I&#8217;ve always looked at those top tier &#8220;AA&#8221; grades that are asking for the max $25,000 loan with huge skepticism.</p>
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		<title>By: Emily</title>
		<link>http://www.1stMillionAt33.com/2007/06/hacking-your-fico-score/comment-page-1/#comment-2984</link>
		<dc:creator>Emily</dc:creator>
		<pubDate>Thu, 07 Jun 2007 18:22:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.1stMillionAt33.com/2007/06/hacking-your-fico-score/#comment-2984</guid>
		<description>Did you hear the news that FICO has changed their algorithm (which they never do) to stop this hack? Basically, they&#039;re not going to give people credit for authorized user accounts anymore. While this will end the &quot;piggybacking&quot; practice, it will also bring down about 30% of the population&#039;s credit scores. A major change! 

Our FICO score insider, John Ulzheimer, has posted more information about the change online - http://www.creditbloggers.com/2007/06/what_does_the_f.html</description>
		<content:encoded><![CDATA[<p>Did you hear the news that FICO has changed their algorithm (which they never do) to stop this hack? Basically, they&#8217;re not going to give people credit for authorized user accounts anymore. While this will end the &#8220;piggybacking&#8221; practice, it will also bring down about 30% of the population&#8217;s credit scores. A major change! </p>
<p>Our FICO score insider, John Ulzheimer, has posted more information about the change online &#8211; <a href="http://www.creditbloggers.com/2007/06/what_does_the_f.html" rel="nofollow">http://www.creditbloggers.com/2007/06/what_does_the_f.html</a></p>
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