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	<title>Comments on: I am owed with an uncollectable $4500</title>
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	<link>http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/</link>
	<description>A site to share my tips, tools, and humble thoughts on the journey to wealth</description>
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		<title>By: True Friend</title>
		<link>http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/comment-page-1/#comment-5025</link>
		<dc:creator>True Friend</dc:creator>
		<pubDate>Mon, 13 Apr 2009 18:10:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/#comment-5025</guid>
		<description>I agree. You did the right thing. You helped out a friend in need. Your forgiveness and your generosity says a lot about your character. 

Most likely your friend is experiencing dispair and hopelessness. This economy is enough to make many people lose faith in ever having a normal career. I am sure he is simply embarrassed and feeling so ashamed he can&#039;t bring himself to talk to you. As far as buying a computer, you know it takes money to make money and without a computer he probably had no hope of ever developing an income to pay you back. Having a computer is critical in this day and age. It&#039;s not like one can buy a reconditioned computer that wouldn&#039;t break down quickly or become out of date within a year. Buying an old computer is just plain not smart if one has aspirations to make a living online. 
Don&#039;t allow your wife&#039;s second guessing and her lack of forgiveness to affect you. All of that is called &quot;materialism&quot; and it is just as bad if not worse than your friend&#039;s shortcomings. 
Treat others as you would have them treat you! Someday the shoe may be on the other foot! 
Your character was tested and you passed with flying colors. Your heart is pure and without guilt. Too bad one can&#039;t say the same for your wife. Maybe you can explain to her that harboring resentment is harmful to one&#039;s soul.</description>
		<content:encoded><![CDATA[<p>I agree. You did the right thing. You helped out a friend in need. Your forgiveness and your generosity says a lot about your character. </p>
<p>Most likely your friend is experiencing dispair and hopelessness. This economy is enough to make many people lose faith in ever having a normal career. I am sure he is simply embarrassed and feeling so ashamed he can&#8217;t bring himself to talk to you. As far as buying a computer, you know it takes money to make money and without a computer he probably had no hope of ever developing an income to pay you back. Having a computer is critical in this day and age. It&#8217;s not like one can buy a reconditioned computer that wouldn&#8217;t break down quickly or become out of date within a year. Buying an old computer is just plain not smart if one has aspirations to make a living online.<br />
Don&#8217;t allow your wife&#8217;s second guessing and her lack of forgiveness to affect you. All of that is called &#8220;materialism&#8221; and it is just as bad if not worse than your friend&#8217;s shortcomings.<br />
Treat others as you would have them treat you! Someday the shoe may be on the other foot!<br />
Your character was tested and you passed with flying colors. Your heart is pure and without guilt. Too bad one can&#8217;t say the same for your wife. Maybe you can explain to her that harboring resentment is harmful to one&#8217;s soul.</p>
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		<title>By: Ralph Becker</title>
		<link>http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/comment-page-1/#comment-3938</link>
		<dc:creator>Ralph Becker</dc:creator>
		<pubDate>Tue, 04 Mar 2008 16:36:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/#comment-3938</guid>
		<description>small claims court if you have all documentation and signatures on a IOU.</description>
		<content:encoded><![CDATA[<p>small claims court if you have all documentation and signatures on a IOU.</p>
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		<title>By: Ralph Becker</title>
		<link>http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/comment-page-1/#comment-3937</link>
		<dc:creator>Ralph Becker</dc:creator>
		<pubDate>Tue, 04 Mar 2008 16:36:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/#comment-3937</guid>
		<description>small claims court if you have all documentation and signatures on a IOU.</description>
		<content:encoded><![CDATA[<p>small claims court if you have all documentation and signatures on a IOU.</p>
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		<title>By: some body</title>
		<link>http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/comment-page-1/#comment-3448</link>
		<dc:creator>some body</dc:creator>
		<pubDate>Wed, 10 Oct 2007 14:23:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/#comment-3448</guid>
		<description>frugal:

i lost two friends this way, though i managed to get the nearly 2000 bucks that i had loaned them (in total) back. what was galling was that both of them were earning (and spending) more than me but did not care to repay my 0% interest loan. i&#039;ve learned my lesson ... and i trust you have too!

- s.b.</description>
		<content:encoded><![CDATA[<p>frugal:</p>
<p>i lost two friends this way, though i managed to get the nearly 2000 bucks that i had loaned them (in total) back. what was galling was that both of them were earning (and spending) more than me but did not care to repay my 0% interest loan. i&#8217;ve learned my lesson &#8230; and i trust you have too!</p>
<p>- s.b.</p>
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		<title>By: Frugal</title>
		<link>http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/comment-page-1/#comment-3152</link>
		<dc:creator>Frugal</dc:creator>
		<pubDate>Mon, 06 Aug 2007 08:16:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/#comment-3152</guid>
		<description>Thanks to everyone who has responded.

As I said that I was not too upset about the money loss to my friend.  But the two things that upset me somewhat at the end was that my friend could have save me $1800 tax dollar (my marginal bracket) without any &quot;financial loss&quot; to him, but he simply didn&#039;t help out.  And also, I feel that one of his key personal problem with everything was that he simply doesn&#039;t FACE the problem, but rather AVOID the problem.

Very unfortunately for him, at the end, he chose the same method of facing our friendship, which I doubt that he could find it elsewhere for more.

Obviously for my wife, she is not so thrilled about this friend.  I personally don&#039;t try to judge my friend.  And I simply wish the best for my friend at this point.  He would need lots of luck, but he kept forgetting that bad luck is not the excuse for going down, but just a test on the character.</description>
		<content:encoded><![CDATA[<p>Thanks to everyone who has responded.</p>
<p>As I said that I was not too upset about the money loss to my friend.  But the two things that upset me somewhat at the end was that my friend could have save me $1800 tax dollar (my marginal bracket) without any &#8220;financial loss&#8221; to him, but he simply didn&#8217;t help out.  And also, I feel that one of his key personal problem with everything was that he simply doesn&#8217;t FACE the problem, but rather AVOID the problem.</p>
<p>Very unfortunately for him, at the end, he chose the same method of facing our friendship, which I doubt that he could find it elsewhere for more.</p>
<p>Obviously for my wife, she is not so thrilled about this friend.  I personally don&#8217;t try to judge my friend.  And I simply wish the best for my friend at this point.  He would need lots of luck, but he kept forgetting that bad luck is not the excuse for going down, but just a test on the character.</p>
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		<title>By: LT</title>
		<link>http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/comment-page-1/#comment-3149</link>
		<dc:creator>LT</dc:creator>
		<pubDate>Sun, 05 Aug 2007 07:51:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/#comment-3149</guid>
		<description>You did the right thing. 

You based you decision on heart, on kindness, on humanity.

You did right.

Your friend likely suffers from lack of something. Maybe even depression. Regardless, he doesn&#039;t have what you have. Not yet. And can learn from you.

Hopefully he will see his flaws eventually in his future. And will realize his mistakes.

And, the greatest thing - it&#039;ll be because of your kindness.

Again, you did it all right.

You&#039;re alright.</description>
		<content:encoded><![CDATA[<p>You did the right thing. </p>
<p>You based you decision on heart, on kindness, on humanity.</p>
<p>You did right.</p>
<p>Your friend likely suffers from lack of something. Maybe even depression. Regardless, he doesn&#8217;t have what you have. Not yet. And can learn from you.</p>
<p>Hopefully he will see his flaws eventually in his future. And will realize his mistakes.</p>
<p>And, the greatest thing &#8211; it&#8217;ll be because of your kindness.</p>
<p>Again, you did it all right.</p>
<p>You&#8217;re alright.</p>
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		<title>By: Chief Family Officer</title>
		<link>http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/comment-page-1/#comment-3146</link>
		<dc:creator>Chief Family Officer</dc:creator>
		<pubDate>Fri, 03 Aug 2007 21:24:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/#comment-3146</guid>
		<description>I agree with Moneymonk - I give money to friends. If I see it again, great, but I don&#039;t care if I don&#039;t. (Of course, I generally &lt;i&gt;would&lt;/i&gt; care, so I don&#039;t give large amounts.)

I think it&#039;s amazing how generous in spirit you are, not to get angry that your friend obviously didn&#039;t value or respect your friendship much. I&#039;m guessing your wife is more upset about that than the loss of the money. I know I would be if someone treated my husband that way!</description>
		<content:encoded><![CDATA[<p>I agree with Moneymonk &#8211; I give money to friends. If I see it again, great, but I don&#8217;t care if I don&#8217;t. (Of course, I generally <i>would</i> care, so I don&#8217;t give large amounts.)</p>
<p>I think it&#8217;s amazing how generous in spirit you are, not to get angry that your friend obviously didn&#8217;t value or respect your friendship much. I&#8217;m guessing your wife is more upset about that than the loss of the money. I know I would be if someone treated my husband that way!</p>
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		<title>By: Moneymonk</title>
		<link>http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/comment-page-1/#comment-3140</link>
		<dc:creator>Moneymonk</dc:creator>
		<pubDate>Thu, 02 Aug 2007 00:56:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/#comment-3140</guid>
		<description>Rule of Thumb, never loan money to friends ! never

As Moom said consider it a gift.

I give money to friends not loan. When you loan money it makes the friendship awkward.</description>
		<content:encoded><![CDATA[<p>Rule of Thumb, never loan money to friends ! never</p>
<p>As Moom said consider it a gift.</p>
<p>I give money to friends not loan. When you loan money it makes the friendship awkward.</p>
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		<title>By: Dennis</title>
		<link>http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/comment-page-1/#comment-3133</link>
		<dc:creator>Dennis</dc:creator>
		<pubDate>Wed, 01 Aug 2007 03:28:48 +0000</pubDate>
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		<description>I think you did an amazing thing and it&#039;s not something to stress about. You are a great friend.

Sometimes, people get caught up in the cost/value of things and forget that having someone who can lend a hand without asking for anything in return is an amazing gift. Its like having my mother or father ask me for a loan. I would gladly give them the money with out question or need for repayment.</description>
		<content:encoded><![CDATA[<p>I think you did an amazing thing and it&#8217;s not something to stress about. You are a great friend.</p>
<p>Sometimes, people get caught up in the cost/value of things and forget that having someone who can lend a hand without asking for anything in return is an amazing gift. Its like having my mother or father ask me for a loan. I would gladly give them the money with out question or need for repayment.</p>
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		<title>By: Novice</title>
		<link>http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/comment-page-1/#comment-3129</link>
		<dc:creator>Novice</dc:creator>
		<pubDate>Tue, 31 Jul 2007 15:51:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/#comment-3129</guid>
		<description>I have heard that we leave this world with nothing, so that the best we can do with this life now is to give it away.  In that spirit, you have done a wise thing in your heart to hold no ill will for what has happened and to still regard this person as a friend.

Some argue that our peer groups pull us up or down.  That might be true on average, but it says nothing about the particular person.</description>
		<content:encoded><![CDATA[<p>I have heard that we leave this world with nothing, so that the best we can do with this life now is to give it away.  In that spirit, you have done a wise thing in your heart to hold no ill will for what has happened and to still regard this person as a friend.</p>
<p>Some argue that our peer groups pull us up or down.  That might be true on average, but it says nothing about the particular person.</p>
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		<title>By: AR</title>
		<link>http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/comment-page-1/#comment-3128</link>
		<dc:creator>AR</dc:creator>
		<pubDate>Tue, 31 Jul 2007 14:26:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/#comment-3128</guid>
		<description>As much I hate to quote Dave Ramsey, he would call this stupid tax.  Of course, you could have said something when he was buying the new computer.  But it&#039;s too late now.  You need to just forget about it and learn your lesson.</description>
		<content:encoded><![CDATA[<p>As much I hate to quote Dave Ramsey, he would call this stupid tax.  Of course, you could have said something when he was buying the new computer.  But it&#8217;s too late now.  You need to just forget about it and learn your lesson.</p>
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		<title>By: moom</title>
		<link>http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/comment-page-1/#comment-3127</link>
		<dc:creator>moom</dc:creator>
		<pubDate>Tue, 31 Jul 2007 13:28:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.1stMillionAt33.com/2007/07/i-am-owed-with-an-uncollectable-4500/#comment-3127</guid>
		<description>I think you&#039;ll just have to count it as a gift.</description>
		<content:encoded><![CDATA[<p>I think you&#8217;ll just have to count it as a gift.</p>
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