Comments on: Time to change your auto insurance company? http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/ A site to share my tips, tools, and humble thoughts on the journey to wealth Thu, 18 Mar 2010 11:17:00 -0700 http://wordpress.org/?v=2.8.5 hourly 1 By: Erich http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/comment-page-1/#comment-5553 Erich Tue, 24 Nov 2009 00:35:09 +0000 http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/#comment-5553 Mike F. I would ask your wife to take the bus. Better for your pocket, better for her health and better for the rest of us driving out there... Mike F.
I would ask your wife to take the bus. Better for your pocket, better for her health and better for the rest of us driving out there…

]]> By: Erich http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/comment-page-1/#comment-5552 Erich Tue, 24 Nov 2009 00:34:52 +0000 http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/#comment-5552 Mike F.: I would ask your wife to take the bus. Better for your pocket, better for her health and better for the rest of us driving out there... Mike F.: I would ask your wife to take the bus. Better for your pocket, better for her health and better for the rest of us driving out there…

]]> By: Sav http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/comment-page-1/#comment-5536 Sav Wed, 11 Nov 2009 02:16:25 +0000 http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/#comment-5536 Desiree, I don't live in MA and don't know what the laws are there, but I'll tell you this: I recently got my Geico magazine and in in this latest issue they announce that they are now offering in MA too, so apparently they just now brought their policies in MA to within the law so can offer there too... Desiree, I don’t live in MA and don’t know what the laws are there, but I’ll tell you this: I recently got my Geico magazine and in in this latest issue they announce that they are now offering in MA too, so apparently they just now brought their policies in MA to within the law so can offer there too…

]]> By: Mike F. http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/comment-page-1/#comment-5506 Mike F. Sat, 24 Oct 2009 00:37:36 +0000 http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/#comment-5506 Try having a wife who semi-totaled 2 SUV's in the span of 4 years. Both her fault, no DUI, injuries (none very serious) to both parties both times. "Squirrel ran onto the road!" first time, second time just careless. (!) Lucky to still have the same ins carrier, Allstate. Try paying $2900/6 months; cheaper a bit elsewhere but coverage is barebones crap limited tort. Do ya think this subtracts a wee bit from my actively wanting to be a millionaire? Try having a wife who semi-totaled 2 SUV’s in the span of 4 years. Both her fault, no DUI, injuries (none very serious) to both parties both times. “Squirrel ran onto the road!” first time, second time just careless. (!) Lucky to still have the same ins carrier, Allstate. Try paying $2900/6 months; cheaper a bit elsewhere but coverage is barebones crap limited tort. Do ya think this subtracts a wee bit from my actively wanting to be a millionaire?

]]> By: Willie Long III http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/comment-page-1/#comment-5505 Willie Long III Wed, 21 Oct 2009 20:52:19 +0000 http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/#comment-5505 It's funny you bring this topic up. I get an increase every year my insurance plan is up for renewal. I think it's time to make a phone call... It’s funny you bring this topic up. I get an increase every year my insurance plan is up for renewal. I think it’s time to make a phone call…

]]> By: Financial Samurai http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/comment-page-1/#comment-5503 Financial Samurai Tue, 20 Oct 2009 11:14:40 +0000 http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/#comment-5503 USAA is better, however, you need to have had parents who've served in the military. I just wrote about how everyone should get an Umbrella Insurance Policy at Financial Samurai. It's open enrollment season now! BTW, are you still short the market frugal? What are you doing in your PA? Financial Samurai USAA is better, however, you need to have had parents who’ve served in the military.

I just wrote about how everyone should get an Umbrella Insurance Policy at Financial Samurai. It’s open enrollment season now!

BTW, are you still short the market frugal? What are you doing in your PA?

Financial Samurai

]]> By: DR Wright http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/comment-page-1/#comment-5502 DR Wright Mon, 19 Oct 2009 08:37:25 +0000 http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/#comment-5502 Its good to see competition pay off. Now you have to look at the service they give you when you need it. An insurance company with poor customer service is not worth it. Dr. Letitia Wright The Wright Place TV Show http://wrightplacetv.com www.twitter.com/drwright1 Its good to see competition pay off. Now you have to look at the service they give you when you need it. An insurance company with poor customer service is not worth it.

Dr. Letitia Wright
The Wright Place TV Show
http://wrightplacetv.com
http://www.twitter.com/drwright1

]]> By: Desiree http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/comment-page-1/#comment-5501 Desiree Sun, 18 Oct 2009 17:16:14 +0000 http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/#comment-5501 I noticed that because I live in Massachusettes, we cannot even get insurance with certain companies. There are MASS laws that everyone has to charge the same for car insurance....or so I heard....weird. I noticed that because I live in Massachusettes, we cannot even get insurance with certain companies. There are MASS laws that everyone has to charge the same for car insurance….or so I heard….weird.

]]> By: Roger http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/comment-page-1/#comment-5500 Roger Sun, 18 Oct 2009 04:22:08 +0000 http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/#comment-5500 I have never understood the pre-occupation and focus on the premium price only. Look at all the ads and they all promise to save money. All the junk mail claims the same. Sometimes they might mention service but of course they would say it is top notch. You only find out when you have to claim what the service is like and even then that could vary based on the people involved in processing your claim and whatever parameters it tickles in the computer system. (Some people have even tracked down what software is used by which companies.) I first started out with Farmers but read enough about their poor service (there is a small cottage industry in websites about how they suck) that I changed to one praised by many people I know personally who have been involved in claims and accidents. On telling Farmers that I quit, they then thought the issue could be addressed by lowering my premiums! It looks like Geico has a similar volume of complaints although not as many dedicated sites. Ameriprise has about a tenth the volume (and presumably a tenth the customers) but many of the complaints are about small business services and financial advise. However I would expect that if you had an unresolved issue you could at least bring it up with Costco whereas the other companies would require you to file a lawsuit. (In my case despite being a fanatical Costco member I'd never do business with American Express ever again - yes due to horrifically bad customer service.) I have never understood the pre-occupation and focus on the premium price only. Look at all the ads and they all promise to save money. All the junk mail claims the same. Sometimes they might mention service but of course they would say it is top notch. You only find out when you have to claim what the service is like and even then that could vary based on the people involved in processing your claim and whatever parameters it tickles in the computer system. (Some people have even tracked down what software is used by which companies.)

I first started out with Farmers but read enough about their poor service (there is a small cottage industry in websites about how they suck) that I changed to one praised by many people I know personally who have been involved in claims and accidents. On telling Farmers that I quit, they then thought the issue could be addressed by lowering my premiums!

It looks like Geico has a similar volume of complaints although not as many dedicated sites. Ameriprise has about a tenth the volume (and presumably a tenth the customers) but many of the complaints are about small business services and financial advise. However I would expect that if you had an unresolved issue you could at least bring it up with Costco whereas the other companies would require you to file a lawsuit. (In my case despite being a fanatical Costco member I’d never do business with American Express ever again – yes due to horrifically bad customer service.)

]]> By: Terry http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/comment-page-1/#comment-5498 Terry Sat, 17 Oct 2009 16:24:09 +0000 http://www.1stMillionAt33.com/2009/10/time-to-change-your-auto-insurance-company/#comment-5498 I guess you really CAN save a bunch of money on car insurance by switching to GEICO! I guess you really CAN save a bunch of money on car insurance by switching to GEICO!

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