Hi, my name is Frugal in case you missed it. To me, a name is just some letters put together. A meaningful name is much better than a name with just letters.

I was born and raised in Asia, and came to United States in 1990s for my higher educations in the fields of engineering.

I drive an old Toyota Camry, live in a small condo, wear shoes bought at Walmart, and shop mostly at Walmart, Target, or Costco.

In my spare time before I have kids, I used to play active sports and listen to music. My favoriate music is new age or instrumental music. If there is any extragavance about me, it’s my collection of some >300 new age music CDs. Some of the artists I listened to are Suzzane Ciani, Kevin Kern, 2002, Bernward Koch. I like Enya and Yanni too.

Now with two small kids, I spend majority of my spare time to give them a fun childhood, and plenty of learning on all kinds of matters.

Here are some posts that are pertinent to my personal financial history:

1. My first hard lesson on money
2. MyTwoMillionsAt28 dot com

You can click at the following links to listen to the samples from the best new age musicians:

1. Remembering the Light by Kevin Kern
2. China Roses by Enya
3. Mozart by Suzzane Ciani
4. Yearning by Bernward Koch
5. Bliss by 2002
6. Almost A Whisper by Yanni