I am going to make a fool of myself by making some predictions about the market. Despite that I may have a wrong stand, a wrong stand is better than having no stand. After all, one must take a stand of what he believes in. Here is my take on the market outlook: US dollar …
Silver coins? If you think I am a weird thirty-something high-tech professional, then I must be doing it right. For a long time from 2002 to 2005, I couldn’t find any good silver investment vehicle back in Asia where I’m originally from. At that time, silver spot price was just below $5 an ounce. Last …
Sometimes I am simply blown away by my wife’s creative saving tips when shopping. If you don’t know that merchandises at Costco are not cheap, then you are in the second league after her. My family don’t use the Costco executive card to get the 2% savings, because we cannot justify 2% with our low …
If I made it through 2000 dot com bubble, the name of my website would be My Two Millions At 28, www.2millionsat28.com. I was once a multi-millionaire on paper. The after-tax value of my stock options if I had the chance of exercising them was more than two million dollars. And guess what happened, two …
Many thanks for one of my readers, BlueDaze, for posting this link in the comments: http://www.johntreed.com/Kiyosaki.html If I recall correctly, I visited this very same link probably three years ago, when Kiyosaki only had his very first book on “Rich Dad, Poor Dad”. I got all the negative information on Kiyosaki, which I never thought …
The following 2006 salary numbers are from http://www.salary.com. (Took me a long time to pull all these numbers out). The salary is defined as total cash compensation (cash + bonuses). From my personal contacts & experiences, the numbers seem to be fairly accurate. All the experience levels are defined as follows: Level I: 0 to …
The credit card issuers got more competitive again since the last time I shopped around. Because the average cost for Visa/Mastercard transactions is about 1.7%, and can be almost 3% for small merchants, I always thought that getting mostly 1% cashback out of 1.7% total on my Citi Dividend Platinum Select Card is pretty good …
I recall filling those questionaires provided by financial advisors, asking whether I like more income investing or more growth investing. Initially, I didn’t really understand the question. I told the financial advisor, “you know, I just want to have good return. I don’t really care whether it’s from income investing or from growth investing.” She …
I am a relatively new blogger, and have been too busy blogging. The past two weeks I decided that I want to pay some tributes to all of my fellow personal finance bloggers, all of them are both my dear fellows and my fierce competitors. In fact, I really wish that I had more time …
I’m not sure if supermarket business is now so tough that Vons/Pavillion/Safeway are resorting to some shady tactics. I have been running into instances where the shoppers can easily end up much bigger bill than expected: Very similar items that are not on-sale will be placed together with on-sale items. Unless you read the description …
