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Monthly Archives: August 2006

Two Must Do Saving Tips!

You may not want to clip coupons, or you may not go to discount stores. But at least, you should follow these two effortless saving tips that will save you big money in the long run: Earning interest from idle cash: Open an Emigrant Direct Saving account at 5.15%, or HSBC or Capital One accounts […]

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Personal Finance Carnival #63

This is the first time that I host PF carnival at 1stMillionAt33. Thanks to Flexo at Consumerism Commentary for giving me this chance to host PF carnival #63. If you’re first time here on my site, you can take a look at my SiteMap on the right column, or any categories that you like at […]

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My Investing Advice If You Only Have $10

What can you do with $10? There is not much that I can suggest, not meaning to be cynical. I suggest two things: Put the money in a very high yield money market. Buy a cheap book or subscribe to a financial magazine to learn more about investing. Truthfully, you should forget about investing, and […]

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Why Stock Markets Crash?

It has been a while that I haven’t done a book review. I want to review this book to lay the foundation for my future discussions on several important topics. This post is a bit mathematical, and if you are not into it, you can skip the paragraphs forward to the RED sentence, starting after […]

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My Investing Advice

With $1000, you can start investing in many mutual funds. Here is what I would suggest: Invest in a low expense ratio mutual fund. Find something that has a good 5 year track record, especially through the 2002 bear years. Use Yahoo’s mutual fund screener for your research. If you have more than $3000, one […]

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Definition Of Success

Most people associated success as having achieved fame or recognition in a respected field and/or just being able to earn/accumulate a large sum of money and assets. However, whether fame or money, it seems to be too narrowedly focused and mundane. Is life just about money & fame? During the years of my biggest personal […]

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Intro: Bond Investing Fundamentals

Before you invest in bonds, you should learn some fundamentals related to bonds: Yield & its relation to Price:This is one of the most fundamental thing that novice investors can get confused. When the (effective) yield of a bond or bond mutual fund goes higher, the actual price goes lower; when the yield goes lower, […]

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Do You Carpool?

I just started carpooling with another work colleague a few months ago. I drive on Monday/Wednesday, while my partner drives on Tuesday/Thursday. Yeah, there is no rules in the book that says 1stMillionAt?? cannot carpool. Besides splitting the cost of gas money, there are a few other advantages & disadvantages from my own experience: Advantages: […]

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