Category Archives for "Kill Debt"

How to find a loan in the 21st Century

I’ve come across many personal finance articles that giving advice on choosing a loan provider. Many of them give sound advice: shop around, go for the lowest interest rates etc. While the concepts behind these articles are very sound, I can’t help but feel that they haven’t kept pace with technology. Because here’s the deal: […]

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Time To Refinance Or Get A Loan

Actually it’s a little too late, but better late than never. I will be doing a refinance. My previous loan is a zero-cost loan, meaning that it’s a no-point no-fee nothing-out-of-my-pocket and nothing-added-to-my-loan-balance loan. I paid a slightly higher interest rate, but I think it was worth it. Anybody who wants to refinance or get […]

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Different Ways For A Busted Refinancing Plan

I heard about many things on refinancing to get out of the coming ARM reset, and I talked about saving these reset by re-refinancing myself too. But such a successful refinancing depends heavily on the amount of home equity you built up (or the valuation of your home), and is only for people who did […]

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Deficiency Judgement

To the current homeowners: think again before you send the keys to the bank and walk away from the house. Do you think that when the housing prices fall, you can simply walk away from all the loans? Well, if you didn’t know, I am going to explain it to you. There are loans that […]

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