Actually it’s a little too late, but better late than never.
I will be doing a refinance. My previous loan is a zero-cost loan, meaning that it’s a no-point no-fee nothing-out-of-my-pocket and nothing-added-to-my-loan-balance loan. I paid a slightly higher interest rate, but I think it was worth it.
Anybody who wants to refinance or get a loan along with me, just send me an email at 1stMillionAt33#gmail.com (replace # by @). I think I can collectively bargain a cashback of about $50 to $100 for everyone with the mortgage brokers.
If you are interested, please MAKE SURE you put the subject in your email as “home loan for XXX state”, where xxx is the state that you live in. In the email, please put your first name, a phone number, the loan amount, and the loan terms that you are interested in. If your credit is not that good, please state so. If you know your loan-to-value (LTV) ratio is more than 70%, please state your LTV also. Obviously, I will only give this information to one single mortgage broker/company, and not anyone else. Your privacy will be guarded to my best effort. For the state of California, I already have several mortgage companies in mind. But I can’t promise anything yet for people outside of California.
I think stock markets may go for another dive in March, which means that the mortgage interest rates will be low again. You should be in time to catch and lock in that rate.
Frugal at My 1st Million At 33 .com